A 1:1.5 risk-reward ratio, explained: the math and the 40% break-even

Forex By Alphaex Capital Updated

A quick-reference summary before the detail.

Key takeaways

  • A 1:1.5 risk-reward ratio means you risk one unit to make one and a half, so a trade risking $100 to the stop has a $150 target, and a $1 risk has a $1.50 target.
  • The break-even win rate at 1:1.5 is 40%, which is the share of trades you must win to end up flat, derived from the formula 1 divided by 1 plus the reward multiple.
  • A 1:1.5 ratio is easier to live with than 1:1, which needs a 50% win rate, but harder than 1:2 or 1:3, which break even at 33% and 25% respectively.
  • The catch is that a lower break-even win rate only helps if your real win rate clears it, and most traders overestimate how often they win once costs and slippage are included.
  • A 1:1.5 ratio suits strategies with a modest win rate and frequent trades, while a higher ratio suits strategies that win less often but run bigger when they do.

The short answer

A 1:1.5 risk-reward ratio means you risk one unit to make one and a half, so a trade that risks $100 to its stop-loss targets $150, and the break-even win rate at that ratio is 40%. The number after the colon is the reward expressed as a multiple of the risk, which makes 1.5 a gain of one and a half times whatever you put on the line.

The 40% figure is the share of trades you need to win just to avoid losing money, before costs, and it comes straight out of the break-even formula. I explain the ratio, the math, and how 1:1.5 stacks up against the neighbouring ratios on this page, and you can run the numbers on your own trade with the risk-reward calculator.

What a risk-reward ratio actually is

A risk-reward ratio compares the amount a trade can lose to the amount it can make, expressed as risk to reward. A 1:2 ratio risks one to make two, a 1:3 risks one to make three, and a 1:1.5 risks one to make one and a half, where the first number is always normalised to one.

In plain trading terms, the first number is the distance from your entry to your stop-loss, and the second number is the distance from your entry to your take-profit. A trade that enters at 1.1000, stops at 1.0990 for a 10-pip risk, and targets 1.1015 for a 15-pip reward is a 1:1.5 trade, because the 15-pip target is one and a half times the 10-pip risk.

I treat the ratio as a property of the trade setup rather than a preference, because it is set by where the stop and target sit, and those levels should come from the market structure rather than from a number the trader liked.

The break-even math for a 1:1.5 ratio

The break-even win rate is the winning percentage at which a strategy neither makes nor loses money, and for a 1:1.5 ratio it is 40%. The formula is one divided by one plus the reward multiple, which here is one divided by 2.5, giving 0.40.

Worked in dollars, the logic is that ten trades at a $100 risk produce four winners at $150 each and six losers at $100 each. The four winners make $600, the six losers lose $600, and the net is zero, which is the break-even point at a 40% win rate.

I memorise the formula rather than the answer, because the same one-divided-by-one-plus-reward logic gives the break-even rate for any ratio, and it is the single most useful number in trade planning. Every target you set implies a break-even win rate, and knowing it tells you whether your real edge clears the bar.

How 1:1.5 compares to the neighbouring ratios

The break-even win rate falls as the reward multiple rises, because each winner covers more losers. The comparison across the common ratios shows why a trader might accept a lower win rate in exchange for a bigger payoff per win.

Risk-reward ratio Break-even win rate What it implies
1:150%You must win half your trades
1:1.540%Win 4 in 10 to break even
1:233%One in three winners pays
1:325%Win a quarter of trades to flat

The table is the whole trade-off in three columns, and the move from 1:1 to 1:1.5 drops the break-even win rate by ten percentage points, which is a large improvement for a small increase in target. The further move from 1:1.5 to 1:2 drops it by only seven points, and from 1:2 to 1:3 by eight, so the easiest win-rate relief comes from the first step above 1:1.

Why 40% sounds easy and is not

The trap in a 40% break-even is that it sounds achievable, because most traders assume they win more than four times in ten. The reality is that the win rate has to clear the break-even after costs, and spreads, slippage, and commissions push the effective bar higher than the raw ratio suggests.

A strategy that wins 42% of trades at a clean 1:1.5 looks profitable on paper and loses money in practice, because the costs of the 58% losers and the reduced net on the winners erode the thin edge. The honest test is the live win rate after every cost, not the backtest win rate before them.

I build the cost into the target rather than hoping it away, because a 1:1.5 ratio that becomes 1:1.3 after spread and commission needs a much higher win rate to survive. The sizing that keeps the risk constant as the ratio shifts is covered in the guide to volatility-based position sizing.

When a 1:1.5 ratio makes sense

A 1:1.5 ratio fits strategies that take a lot of trades and win often enough to stay above the 40% bar, because the modest target is more likely to fill than a distant one. Short-term and intraday strategies tend to favour ratios in the 1:1 to 1:2 range, since their moves are smaller and faster.

A higher ratio, like 1:3 or beyond, fits strategies that win less often but run trends when they do, because the occasional large winner carries the many small losers. The choice between 1:1.5 and a higher ratio is really a choice about strategy type, not about ambition.

I match the ratio to the setup the market is offering, because forcing a 1:1.5 target onto a trend-following setup truncates the winner, and forcing a 1:3 target onto a scalp guarantees it never fills. The support and resistance framework is where the stop and target that set the ratio actually come from.

FAQ

What does a 1:1.5 risk-reward ratio mean?

It means you risk one unit to make one and a half. A trade that risks $100 to its stop-loss has a $150 take-profit target, because the 150 reward is one and a half times the 100 risk.

The first number in the ratio is always the risk, normalised to one, and the second is the reward as a multiple of that risk.

What is the break-even win rate for a 1:1.5 ratio?

40%. The formula is one divided by one plus the reward multiple, which here is one divided by 2.5, giving 0.40.

In dollar terms, ten trades with a $100 risk produce four $150 winners and six $100 losers, which nets to zero, so winning four in ten is the break-even point.

How does 1:1.5 compare to 1:1 and 1:2?

A 1:1 ratio needs a 50% win rate to break even, a 1:1.5 needs 40%, and a 1:2 needs 33%. Each step up in reward multiple lowers the break-even win rate, so the same strategy becomes profitable at a lower winning percentage, though the target becomes harder to reach.

Is a 1:1.5 risk-reward ratio good?

It is reasonable for strategies that trade often and win more than 40% of the time after costs. The modest target fills more reliably than a distant one, which suits intraday and short-term setups.

It is less suitable for trend-following, where the winners need to run much larger to carry the losers.

What is the break-even win rate formula?

Break-even win rate equals one divided by one plus the reward multiple. For a 1:R ratio, the formula is 1 / (1 + R), so 1:1.5 gives 1 / 2.5 = 0.40 or 40%, 1:2 gives 1 / 3 = 33%, and 1:3 gives 1 / 4 = 25%.

The same formula gives the break-even rate for any risk-reward ratio.

Why do I still lose money if I win 42% at 1:1.5?

Because the 40% break-even is a pre-cost figure. Spreads, slippage, and commissions push the effective bar higher, so a strategy that wins 42% on paper can lose in practice once the costs of the losers and the reduced net on the winners are included.

The test is the live win rate after every cost, not the backtest win rate before them.

Should I use a higher risk-reward ratio?

It depends on your strategy. A higher ratio like 1:2 or 1:3 lowers the break-even win rate but makes the target harder to fill, which suits strategies that win less often but run larger when they do, such as trend-following.

A 1:1.5 ratio suits strategies that trade often and win reliably, since the more modest target fills more consistently.

How do I set a 1:1.5 target on a real trade?

Measure the distance from your entry to your stop-loss, then set the take-profit at one and a half times that distance in the trade's favour. The stop and target should come from market structure, such as a support or resistance level, so the ratio is a property of the setup rather than a number chosen in isolation.

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